| We are committed to safeguarding your privacy. The privacy
practices of this statement apply to our services available under the domain
http://www.moncor.com. This Privacy Policy describes the
information, as part of the normal operation of our services, we collect
from you and what may happen to that information.
In general, you can browse the Site without telling us who you are or
revealing any personal information about yourself. Once you give us your
personal information, you are not anonymous to us. If you choose to use our
services, we may require you to provide contact and identity information,
and other personal information as indicated on the forms throughout the
Site. Where possible, we indicate which fields are required and which fields
are optional. You always have the option to not provide information by
choosing not to use a particular service or feature.
We use SSL (Secure Sockets Layer) technology in certain areas of our web
site to transmit all data between browsers and our servers. In order to use
the site, users may be required to be running an SSL-capable browser.
What information we collect from you/How we handle this information
We collect various types of personal information about you during the normal
course of offering and providing financial products and services. This
includes but is not limited to:
Information you provide in order to obtain a loan including your name, phone
number, address, social security number, email address, employer's name and
address, income, assets, liabilities, and answers to questions of both
personal and financial matters; Communications from you regarding your
loan(s) such as a change of employment; Information obtained from third
parties such as consumer reporting agencies or credit bureaus, employers,
depository institutions and others, that we use to evaluate a loan
application; Information that we may gather in compliance with certain laws
and regulations, such as the Home Mortgage Disclosure Act.
We are the sole owner of the information collected on this site. However in
order to process your loan we must share some of the information with
certain third parties. These third parties include: Appraisal companies,
Credit agencies, Lenders, Mortgage insurance companies, Title and Escrow
companies.
What cookies are and how they are used
A cookie is a small amount of data that is sent to your browser from a web
server and stored on your computer's hard drive. Our site has programs that
use cookies to maintain session information to remember who you are as you
go from page to page. To protect your privacy we do not use cookies to store
or transmit any personal information about you on the Internet.
Updating or deleting your information and profile data
You may update or delete your information at any time prior to submitting
your completed loan request. Once your loan form is completed and submitted,
you will not be able to change any of the information online. You will need
to contact us via email, phone or postal mail to request that we update or
delete your information.
We may share certain aggregated demographic and profile data with
government agencies. Aggregate data excludes information that would enable
any individual to be identified. We also collect certain data (including
your IP address) about your visit to our web site in our log files to enable
us analyze site traffic and gather broad demographic data. The data in our
log files are not linked to personally identifiable information.
If you have any questions about this privacy statement, the practices of
this site, or your dealings with this Web site, please contact us. |