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We are committed to safeguarding your privacy. The privacy practices of this statement apply to our services available under the domain http://www.moncor.com. This Privacy Policy describes the information, as part of the normal operation of our services, we collect from you and what may happen to that information.

In general, you can browse the Site without telling us who you are or revealing any personal information about yourself. Once you give us your personal information, you are not anonymous to us. If you choose to use our services, we may require you to provide contact and identity information, and other personal information as indicated on the forms throughout the Site. Where possible, we indicate which fields are required and which fields are optional. You always have the option to not provide information by choosing not to use a particular service or feature.

We use SSL (Secure Sockets Layer) technology in certain areas of our web site to transmit all data between browsers and our servers. In order to use the site, users may be required to be running an SSL-capable browser.

What information we collect from you/How we handle this information
We collect various types of personal information about you during the normal course of offering and providing financial products and services. This includes but is not limited to:

Information you provide in order to obtain a loan including your name, phone number, address, social security number, email address, employer's name and address, income, assets, liabilities, and answers to questions of both personal and financial matters; Communications from you regarding your loan(s) such as a change of employment; Information obtained from third parties such as consumer reporting agencies or credit bureaus, employers, depository institutions and others, that we use to evaluate a loan application; Information that we may gather in compliance with certain laws and regulations, such as the Home Mortgage Disclosure Act.

We are the sole owner of the information collected on this site. However in order to process your loan we must share some of the information with certain third parties. These third parties include: Appraisal companies, Credit agencies, Lenders, Mortgage insurance companies, Title and Escrow companies.

What cookies are and how they are used
A cookie is a small amount of data that is sent to your browser from a web server and stored on your computer's hard drive. Our site has programs that use cookies to maintain session information to remember who you are as you go from page to page. To protect your privacy we do not use cookies to store or transmit any personal information about you on the Internet.

Updating or deleting your information and profile data
You may update or delete your information at any time prior to submitting your completed loan request. Once your loan form is completed and submitted, you will not be able to change any of the information online. You will need to contact us via email, phone or postal mail to request that we update or delete your information.

We may share certain aggregated demographic and profile data with government agencies. Aggregate data excludes information that would enable any individual to be identified. We also collect certain data (including your IP address) about your visit to our web site in our log files to enable us analyze site traffic and gather broad demographic data. The data in our log files are not linked to personally identifiable information.

If you have any questions about this privacy statement, the practices of this site, or your dealings with this Web site, please contact us.

 
 
E-mail: info@moncor.com

 

An Equal Housing Lender   An Equal Housing Lender